Effect of Borrowers Reputation on Borrowing CostBased on the P2P Lending Platform—paipai.com
QIAN Bing1,2
(1. Institute of Economics, Chinese Academy of Social Sciences, Beijing 100836, China; 2. School of Economics and Management, Changzhou Institute of Technology, Changzhou 213022, China)
QIAN Bing. Effect of Borrowers Reputation on Borrowing CostBased on the P2P Lending Platform—paipai.com[J]. Journal of Northeastern University(Social Science), 2015, 17(2): 141-147.
[1]谢平,邹传伟. 互联网金融模式研究[J]. 金融研究, 2012(12):1122. [2]Holmstrom B. The Provision of Services in a Market Economy[R]. Philadelphia: University of Pennsylvania, 1984. [3]Akerlof G A. The Market for “Lemons”: Quality Uncertainty and the Market Mechanism[J]. Quarterly Journal of Economics, 1970,84(3):488500. [4]Avery R B, Calem E A. Consumer Credit Scoring: Do Situational Circumstances Matter[J]. Journal of Banking & Finance, 2004,28(4):835856. [5]Freedman S, Jin G Z. Do Social Networks Solve Information Problems for Peer-to-Peer Lending? —Evidence from Prosper.com[R]. South Drive: Indiana University, 2008. [6]叶康涛,张然,徐浩萍. 声誉、制度环境与债务融资[J]. 金融研究, 2010(8):171183. [7]Dehejia R H, Wahba S. Propensity Score-matching Methods for Nonexperimental Causal Studies[J]. Review of Economics and Statistics, 2002,84(1):151161. [8]Becker S, Ichino A. Estimation of an Average Treatment Effects Based on Propensity Scores[J]. The Stata Journal, 2002,4(2):358377. [9]White H. A Heteroskedasticity-consistent Covariance Matrix Estimator and a Direct Test for Heteroskedasticity[J]. Econometrica, 1980,48(4):817838.(责任编辑:王薇)(上接第140页) [5]Beck T, Levine R, Loayza N. Finance and the Sources of Growth[J]. Journal of Financial Economics, 2000,58(1):261300. [6]Almeida H V, Wolfenzon D. A Theory of Pyramidal Ownership and Family Business Groups[J]. The Journal of Finance, 2006,61(6):26372680. [7]韩立岩,蔡红艳,郄冬. 基于面板数据的中国资本配置效率研究[J]. 经济学:季刊, 2002,1(3):541552. [8]方军雄. 市场化进程与资本配置效率的改善[J]. 经济研究, 2006(5):5061. [9]方军雄. 所有制、市场化进程与资本配置效率[J]. 管理世界, 2007(11):2735. [10]李青原,潘雅敏,陈晓. 国有经济比重与我国地区实体经济资本配置效率来自省级工业行业数据的证据[J]. 经济学家, 2010(1):3848. [11]尹希果,桑守田. 地方政府财政干预、金融发展与区域资本配置效率[J]. 贵州财经学院学报, 2010(1):4146. [12]许开国. 地区性行政垄断与资本配置效率关系的实证[J]. 山西财经大学学报, 2009,31(9):4350. [13]成力为,孙玮,孙雁泽. 地方政府财政支出竞争与区域资本配置效率区域制造业产业资本配置效率视角[J]. 公共管理学报, 2009,6(2):2936. [14]Abiad A, Oomes N, Ueda K. The Quality Effect: Does Financial Liberalization Improve the Allocation of Capital?[J]. Journal of Development Economics, 2008,87(2):270282. [15]杨虎涛. 政府竞争对制度变迁的影响机理研究[M]. 北京:中国财政经济出版社, 2006.(责任编辑:王薇)