Journal of Northeastern University Natural Science ›› 2016, Vol. 37 ›› Issue (5): 751-755.DOI: 10.12068/j.issn.1005-3026.2016.05.030

• Management Science • Previous Articles     Next Articles

Analysis of Formation of Social Endowment Insurance Based on the Multi-agent Model

ZHAO Na, CHEN Kai   

  1. School of Business Administration, Northeastern University, Shenyang 110169,China.
  • Received:2015-03-17 Revised:2015-03-17 Online:2016-05-15 Published:2016-05-13
  • Contact: CHEN Kai
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Abstract: The mechanism formation of social endowment insurance was studied under the background that the government vigorously promotes the development of social endowment insurance system. By adopting the multi-agent method, a model containing government-agent, nursing-home-agent and family-agent was established based on the principle of utility maximizationin in order to simulate the formation of such a macro social economic phenomenon. The results showed that the employment rate and wage level are the main factors affecting the formation of social endowment insurance; the government subsidy impacts the effective demands of social endowment insignificantly, but has a significant impact on the service supply; the wealth level of the aged, the care degree for parents, the fund investment on the next generation and the care degree for the next generation do not have a remarkable effect on the formation of social endowment insurance.

Key words: social endowment insurance, complex adaptive system, utility maximization, government subsidy

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